Malaysia The Perfect Dream Holiday

Malaysia is a popular Far East destination that is swamped with exotic and mesmerizing travel experiences. This global destination has skyscrapers, gourmet food and tropical rainforests packed in as well. There are so many fun moments in Malaysia that you will want to come back for more. A single Malaysia travel package will be hard pressed to fit it all.

Thus, it is important to choose what you want to experience on a holiday package and ensure that Malaysia shows you the best of it:

A culinary dance into international cuisine

Jalan Alor is the perfect destination for Malaysian street food. Malaysian cuisine has a unique mix of Indian, Chinese and local cuisine that can astonish a foodie with mouth watering experiences. But, if you love international cuisine, then there is no shortage of international gourmet cuisine restaurants in the cities. American, Chinese, Thai, Indian, European, Middle Eastern, African, South American and Fusion, you get it all in the Malaysian cities like Kuala Lumpur. So, don’t hesitate when you are on a holiday package. Just dig in.

A kaleidoscope of entertainment and adventure

Malaysia has a lot of adventure sports destinations. But, the theme parks are the biggest hit. They are the crowd pleasers – a perfect destination for a family holiday. So, roll your sleeves and get ready for the thrilling roller coasters, live entertainment and great rides. You can choose to visit one or all. Here are the options available:

• Water World at A’ Famosa Resort
• The Sunway Lagoon Water Theme Park in Petaling Jaya
• Berjaya Times Square Theme Park –An indoor theme park in Berjaya Times Square

The natural bliss of Malaysia

You cannot explore enough of natural beauty in Malaysia. It is a nature lover’s paradise. So, check out some of the most unique and picturesque destinations for your next Malaysia travel package:

• Mount Kinabalu – the top of Malaysia. It is a part of Kinabalu park, which is a UNESCO World heritage site.
• Kabili-Sepilok Natural Reserve in Sabah – A home to Sepilok Orang Utan Rehabilitation Centre, this natural reserve has diverse vegetation and wild life.
• Pre-historic rainforest – Stroll through the rainforest, which is a 130 million years old. This is world’s oldest and richest ecosystem with the most exquisite secrets to share.
• Tioman Island; Pahang: True turquoise blue water, soft golden sand, and lush tropical rainforest with active volcano – this is the perfect natural backdrop for every adventure you can dream of. But the dive sites are the most popular choice.

So, let Malaysia travel package take you where you haven’t gone before, see what you haven’t seen and enjoy life in a new way.

Top 3 Investment Mistakes That Millenials Make

Many may know how to crack an interview, or network socially. But when it comes to making personal investment decisions, many may feel flushed out with cash, that too if the individual has just stepped into his first job!

While career advises are important, money advises also play a very important role. Millennials often find it very challenging to tactfully manage their investment decisions independently. Here are the top 3 investment mistakes that Millennials mostly make.

No Retirement Investments
Most of the Millennials never give a first thought to their retirement investments. One of the major reasons lying behind is a high level of debt on their head. However, the compound interest could have a major progressive impact if one plans it in his 20s and 30s. So how do you make a proper retirement investment planning?

Essentially, before you plan to invest in any of the retirement investment schemes, you should note the following factors into account and choose accordingly,

What is your financial goals and objectives post-retirement?
How many years to retirement?
How many years in retirement?
What is your current risk profile?
Do you have a healthy diversification across your asset classes?
It is much easier to start, but one has to start! Even a small investment of INR 50,000 would make a huge impact if you are planning for a decade of compound interest!

Too Much Conservative Investments

Millennials invest very conservatively thinking about their long term investment horizon. Moreover, they prefer cash investments. The main problem is cash looses value the longer it is held, and also at the time of inflation it doesn’t keep up!

However, holding cash is not a bad idea if you’re sure of the purpose. Say, emergency funds – you should have at least 6 months of living expenses in savings that could be easily available & accessible at times of emergencies (medical emergency/ financial urgency). Though it is tough to hit for 6 months in one go, it is easier to save at least 30% of your salary every month. The crux is forming a habit of savings and observe how that 30% increases gradually.

No Understanding of Investments

It would be daunting if you do not closely analyze how is you’re making investments. Say, how much money are you investing in your PF? Have you ever wondered about the management fees? And how much it would cost you if you keep your current investments? Fee analysis is a very crucial part of planning investments for you could analyze the risk involved easily.

The prime takeaway is if you do not understand your investments, you would be losing money unnecessarily, be it investing in a portfolio that isn’t diversified, or in management fees. So, gear up to take a call today in order to make all your investments right going forward. Ask people you trust for help and guidance. It’s never too late for millennials to give a kickstart to their personal financing. You still have a long, long investment horizon!

Island Travel in Europe

Traditionally, the Europe travel packages are known for their humongous historical landmarks, churches, the legendary art, shopping temptations, and scenic landscapes. But, European islands are making wave on travel scene as many youngsters want to explore new, exciting and enjoyable countries. European islands easily top that list because of their beaches, landmarks and exotic couture.

Thus, before you pack and head out for one of the many popular leisure travel packages, here are some islands worth considering:

Gozo:

Located in the Mediterranean Sea, Gozo belongs to the Maltese islands. Though, Gozo is a part of Malta Archipelago, it has its own personality. Victoria; the capital of Gozo flaunts the ancient citadel while the simplicity and serenity of Gozo is more evident in the villages like Ghajnsielem, Qala, Nadur, Għarb, Għasri, Masalforn and Xlendi.

This is a stunning yet laid-back environment, and is exquisitely filled with stunning memories. While Gozo has every element of the perfect island leisure holiday, it has something more too. You will love the beaches and scuba diving sites into its pristine blue waters as well as its historic footprint – the churches, citadels and UNESCO world heritage sites. This island has the lazy and fun culture of food, partying till late night and hiking around. It has the magic and the innocence of bygone era.

Santorii:

It is one of the most popular Greek islands. Located right in the middle of the Greek islands, it is an attractive destination that comes with a lot of travel experience. An active volcano resides on this island and the beautiful Cycladic houses align with the island’s cliff top creating a tropical delight. You can go on wine testing on the island or check out the Ancient Thira from 9th century, Ancient Akrotiri and several museums and art galleries that lift you closer to the Greek culture. You can also go for a helicopter ride that shows you true beauty of this island. The sun kissed beaches and charming little villages make a perfect lazy leisure travel package.

Tenerife:

This is one of the most popular and the largest of the Canary Islands. Whether you want to check out the architecture, the natural beauty of Loro Parque, Parque Garcia Sanabria or Pico Viejo, it is up to you. This island has exquisite water sports like surfing, wind surfing, speed boating, jet skiing,

So, if you want to mix the leisure of island travel package with magic of Europe, visit some of these gorgeous islands in your next Europe travel package.