Italian Visa Application from Dubai

It is quite easy to know if you need a VISA in order to enter Italy. There are certain nations that are exempted from requiring a visa to enter Italy. However, Dubai is not one of them. You would need an Italian Visa from Dubai.

Here are the steps of the Italian Visa Application from Dubai

• Duration of stay
• Purpose of stay
• Your background
Take these few points into consideration and you would be in Italy with a visa from Dubai

• Download the application: Based on the above criteria, you would need to download and complete Italian Visa Application form from Dubai, completely and legibly filled and signed by the applicant. Then, after filling the form, you can submit the forms offline. Alternatively, you can complete the process of applying for Italy visa online as well, since that alternative is available to the travelers. This is the first step completed to get your Italian Visa from Dubai

• Submit the Italian Visa Application from Dubai: Take a print out of the application and visit the application centre for Italian visa for verification of all the documents. The process of applying for Italian Visa from Dubai is completed with payment of all the necessary fees. These fees are based on the services required. If, for any reason, the supporting documents are found insufficient or incomplete, you are asked to reschedule an appointment and meet the submission officers again for re-verification. After this process is completed to the satisfaction of the officer, you would make the payment of visa and all additional charges.

• Track your visa: If all the documents are in order, this process roughly takes 45 days. However, experienced and reputed visa agencies recommend a gap of 90 days between Italian visa application from Dubai and travel date. This gives sufficient time for any delays, mishaps, etc. You would receive the intimation about completion of the process via SMS or email and then you can either collect your passport from your agency office or ask them to courier it home.

This process, though well established, varies on case to case basis, and the nature of your trip. Therefore, it is important to keep your documents safe. Supportive documents are extremely vital. These supportive documents depend on your purpose of travel and travel agreements that ensure the same details. So, it would be different for business travel than educational travel. So, here are the standard documents you would need regardless.

• Photographs
• Properly completed application form
• Valid passport
• Bank statement
• Travel and accommodation bookings
• Overseas medical insurance (for applicants 70 and above)

Island Travel in Europe

Traditionally, the Europe travel packages are known for their humongous historical landmarks, churches, the legendary art, shopping temptations, and scenic landscapes. But, European islands are making wave on travel scene as many youngsters want to explore new, exciting and enjoyable countries. European islands easily top that list because of their beaches, landmarks and exotic couture.

Thus, before you pack and head out for one of the many popular leisure travel packages, here are some islands worth considering:

Gozo:

Located in the Mediterranean Sea, Gozo belongs to the Maltese islands. Though, Gozo is a part of Malta Archipelago, it has its own personality. Victoria; the capital of Gozo flaunts the ancient citadel while the simplicity and serenity of Gozo is more evident in the villages like Ghajnsielem, Qala, Nadur, Għarb, Għasri, Masalforn and Xlendi.

This is a stunning yet laid-back environment, and is exquisitely filled with stunning memories. While Gozo has every element of the perfect island leisure holiday, it has something more too. You will love the beaches and scuba diving sites into its pristine blue waters as well as its historic footprint – the churches, citadels and UNESCO world heritage sites. This island has the lazy and fun culture of food, partying till late night and hiking around. It has the magic and the innocence of bygone era.

Santorii:

It is one of the most popular Greek islands. Located right in the middle of the Greek islands, it is an attractive destination that comes with a lot of travel experience. An active volcano resides on this island and the beautiful Cycladic houses align with the island’s cliff top creating a tropical delight. You can go on wine testing on the island or check out the Ancient Thira from 9th century, Ancient Akrotiri and several museums and art galleries that lift you closer to the Greek culture. You can also go for a helicopter ride that shows you true beauty of this island. The sun kissed beaches and charming little villages make a perfect lazy leisure travel package.

Tenerife:

This is one of the most popular and the largest of the Canary Islands. Whether you want to check out the architecture, the natural beauty of Loro Parque, Parque Garcia Sanabria or Pico Viejo, it is up to you. This island has exquisite water sports like surfing, wind surfing, speed boating, jet skiing,

So, if you want to mix the leisure of island travel package with magic of Europe, visit some of these gorgeous islands in your next Europe travel package.

Top 3 Investment Mistakes That Millenials Make

Many may know how to crack an interview, or network socially. But when it comes to making personal investment decisions, many may feel flushed out with cash, that too if the individual has just stepped into his first job!

While career advises are important, money advises also play a very important role. Millennials often find it very challenging to tactfully manage their investment decisions independently. Here are the top 3 investment mistakes that Millennials mostly make.

No Retirement Investments
Most of the Millennials never give a first thought to their retirement investments. One of the major reasons lying behind is a high level of debt on their head. However, the compound interest could have a major progressive impact if one plans it in his 20s and 30s. So how do you make a proper retirement investment planning?

Essentially, before you plan to invest in any of the retirement investment schemes, you should note the following factors into account and choose accordingly,

What is your financial goals and objectives post-retirement?
How many years to retirement?
How many years in retirement?
What is your current risk profile?
Do you have a healthy diversification across your asset classes?
It is much easier to start, but one has to start! Even a small investment of INR 50,000 would make a huge impact if you are planning for a decade of compound interest!

Too Much Conservative Investments

Millennials invest very conservatively thinking about their long term investment horizon. Moreover, they prefer cash investments. The main problem is cash looses value the longer it is held, and also at the time of inflation it doesn’t keep up!

However, holding cash is not a bad idea if you’re sure of the purpose. Say, emergency funds – you should have at least 6 months of living expenses in savings that could be easily available & accessible at times of emergencies (medical emergency/ financial urgency). Though it is tough to hit for 6 months in one go, it is easier to save at least 30% of your salary every month. The crux is forming a habit of savings and observe how that 30% increases gradually.

No Understanding of Investments

It would be daunting if you do not closely analyze how is you’re making investments. Say, how much money are you investing in your PF? Have you ever wondered about the management fees? And how much it would cost you if you keep your current investments? Fee analysis is a very crucial part of planning investments for you could analyze the risk involved easily.

The prime takeaway is if you do not understand your investments, you would be losing money unnecessarily, be it investing in a portfolio that isn’t diversified, or in management fees. So, gear up to take a call today in order to make all your investments right going forward. Ask people you trust for help and guidance. It’s never too late for millennials to give a kickstart to their personal financing. You still have a long, long investment horizon!